About GRiD
A collective voice

We promote and enhance the status and uptake of corporate group protection benefits on behalf of our members.

On behalf of the UK insurance, reinsurance and adviser markets, GRiD aims to promote group risk through a collective voice to Government, policymakers, stakeholders and employers. GRiD’s media activity aims to generate a wider awareness and understanding of group risk products and their benefits for employers and employees. We work with government departments and regulators involved in legislation and regulation affecting group risk benefits and with other organisations involved in the benefits and financial protection arenas.

We encourage best practice

We seek to enhance the industry's standing by encouraging best practice and by participating in industry wide initiatives such as the professional qualification in group risk developed jointly with the Chartered Insurance Institute.

Our people

Meet the GRiD team

GRiD members all have the opportunity to get actively involved in what we do. That might involve making a regular commitment by sitting on one of our working groups or it might be that you would prefer to limit your involvement to joining in our regular meetings and debate. Below are some of the key members of our team.

Colin Fitzgerald

Chair

Colin was appointed GRiD Chair in January 2024 after serving as a Steering Committee member for several years. Colin has been an employee benefits professional for more than forty years and most of his career has been in group protection with a couple of visits into the corporate PMI space; he’s had the pleasure of representing Unum and Bupa for around twenty years and has been with Legal & General in his current role as Distribution Director, Group Protection for eight years. Colin holds an MBA from Henley Business School.

Jacqui Humphris

Secretary

Jacqui has been involved with GRiD since the mid 1990s, was appointed GRiD Secretary in April 2019 and is also a member of both the GRiD Steering and Regulatory Committees. She has over 30 years’ worth of experience in the Group Risk industry working in both the reinsurance and provider markets. She is a Fellow of the Chartered Insurance Institute (CII). Jacqui is currently undertaking a specialist role at Canada Life.

Gary Briggs

Treasurer

Gary was appointed GRiD Treasurer in April 2019 and is also a member of GRiD’s Steering Committee. In his day job, Gary is Managing Director of BriggsFiscal and advises both global brands and local small businesses on workplace pensions, employee wellbeing & benefits. Gary has over 30 years’ experience as a financial adviser in both the individual and corporate markets.

Katharine Moxham

Spokeperson

Katharine is our spokesperson a position she’s held since May 2009. She works to generate a wider awareness and understanding of group risk products and their benefits for employers and employees. She regularly contributes to industry and business publications and debate, and has actively raised the profile of the group risk industry with the media and business organisations. Prior to joining GRiD, Katharine built a profile as a driving force in the UK group risk market working for Towers Perrin, Aon Consulting and JLT Benefit Solutions, where she was Consulting Director of the Health & Risk practice. Katharine sits on the Steering Group of the cross-industry Access to Insurance Working Group and BIBA’s Access to Insurance Committee.

Clare Lusted

Regulatory Committee Chair

Clare was appointed Chair of GRiD’s Regulatory Committee and joined the GRiD Steering Committee in June 2022, having been a member of the Regulatory Committee for almost 10 years. The Regulatory Committee responds to Government consultations and keeps GRiD members informed on regulatory changes. The Committee has strong relationships with BEIS, DWP and the Law Commission, amongst others. GRiD has a louder voice with its members working together and is often seen as being less self-interested than others. Clare has been involved in the Group Risk industry for over 13 years. She is currently Head of Product Proposition at Unum and is a Fellow of the Chartered Insurance Institute.

Barry Waring

Raising the Profile Working Party Chair

Barry was appointed Working Party Chair in January 2019 and is also a members of GRiD’s Steering Committee. He is currently the head of broker distribution at new tech start up YuLife. He is passionate about the Group Risk market, and has previously worked at Omnilife for 9 years holding a similar position. His career has been predominately focused in the Group Risk market with a short stint at Scottish Life where he was in a group pensions role. Barry has extensive knowledge of the Group Risk Market, as well as holding a number of CII exams in the Financial Services market as a whole, and has a real passion to support the growth of the Group Risk Market.

Luke McCullough

Workplace Public Policy Chair

Luke was appointed chair of the Workplace Public Policy Committee in March 2024. Luke works in the Public Affairs team in Aviva and has covered Pensions, General Insurance and Health and Protection policy. He has had a stint working in Westminster and prior to Aviva worked for big 4 consultancy firms with clients across the financial services sector.

Colin Fitzgerald

Chair
Colin was appointed GRiD Chair in January 2024 after serving as a Steering Committee member for several years.Colin has been an employee benefits professional for more than forty years and most of his career has been in group protection with a couple of visits into the corporate PMI space; he's had the pleasure of representing Unum and Bupa for around twenty years and has been with Legal & General in his current role as Distribution Director, Group Protection for eight years. Colin holds an MBA from Henley Business School.

Jacqui Humphris

Secretary
Jacqui has been involved with GRiD since the mid 1990s, was appointed GRiD Secretary in April 2019 and is also a member of both the GRiD Steering and Regulatory Committees. She has over 30 years’ worth of experience in the Group Risk industry working in both the reinsurance and provider markets. She is a Fellow of the Chartered Insurance Institute (CII). Jacqui is currently undertaking a specialist role at Canada Life.

Gary Briggs

Treasurer
Gary was appointed GRiD Treasurer in April 2019 and is also a member of GRiD’s Steering Committee. In his day job, Gary is Managing Director of BriggsFiscal and advises both global brands and local small businesses on workplace pensions, employee wellbeing & benefits. Gary has over 30 years' experience as a financial adviser in both the individual and corporate markets.

Katharine Moxham

Spokesperson
Katharine Moxham is our spokesperson a position she’s held since May 2009. She works to generate a wider awareness and understanding of group risk products and their benefits for employers and employees. She regularly contributes to industry and business publications and debate, and has actively raised the profile of the group risk industry with the media and business organisations. Prior to joining GRiD, Katharine built a profile as a driving force in the UK group risk market working for Towers Perrin, Aon Consulting and JLT Benefit Solutions, where she was Consulting Director of the Health & Risk practice. Katharine sits on the Steering Group of the cross-industry Access to Insurance Working Group and BIBA’s Access to Insurance Committee.

Clare Lusted

Regulatory Committee Chair
Clare was appointed Chair of GRiD’s Regulatory Committee and joined the GRiD Steering Committee in June 2022, having been a member of the Regulatory Committee for almost 10 years. The Regulatory Committee responds to Government consultations and keeps GRiD members informed on regulatory changes. The Committee has strong relationships with BEIS, DWP and the Law Commission, amongst others. GRiD has a louder voice with its members working together and is often seen as being less self-interested than others. Clare has been involved in the Group Risk industry for over 13 years. She is currently Head of Product Proposition at Unum and is a Fellow of the Chartered Insurance Institute.

Barry Waring

Raising the Profile Working Party Chair
Barry was appointed Working Party Chair in January 2019 and is also a members of GRiD's Steering Committee. He is currently the head of broker distribution at new tech start up YuLife. He is passionate about the Group Risk market, and has previously worked at Omnilife for 9 years holding a similar position. His career has been predominately focused in the Group Risk market with a short stint at Scottish Life where he was in a group pensions role. Barry has extensive knowledge of the Group Risk Market, as well as holding a number of CII exams in the Financial Services market as a whole, and has a real passion to support the growth of the Group Risk Market.

Luke McCullough

Workplace Public Policy Chair
Luke was appointed chair of the Workplace Public Policy Committee in March 2024. Luke works in the Public Affairs team in Aviva and has covered Pensions, General Insurance and Health and Protection policy. He has had a stint working in Westminster and prior to Aviva worked for big 4 consultancy firms with clients across the financial services sector.