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Employee Benefits Magazine - Katharine Moxham: The group risk market has risen to the challenges brought by Covid-19

23 February 2021.

The Covid-19 (Coronavirus) pandemic really has brought our human frailty to the fore. Both employers and their people have realised that during their working life there’s a real chance of dying, being extremely ill or being left with a lasting health condition as a result of contracting Coronavirus. The group risk market has well and truly risen to this challenge, and group risk benefits, with all their embedded support, have come into their own during the pandemic.

There isn’t a better way for employers to show duty of care than by giving their employees group risk cover so that they, and their household, have the security of knowing they will be taken care of if the worst happens. No other benefit can deliver this, and last year saw employers prioritising group risk benefits in a way that they may not have before the pandemic, with many doing their utmost to maintain this provision despite the many challenges facing their business.

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