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Cover Magazine - Six group risk 'asks' from the next Budget

‘Make it simpler for SMEs’

Ron Wheatcroft from Swiss Re, who jointly chairs The Access to Insurance Workplace Workstream alongside Katharine Moxham from Group Risk Development (GRiD), sets out what recommendations they would like to see to widen access to protection insurance and services through the workplace

In the unexpected event of serious illness, disability or death, group risk products (employer-sponsored life assurance, income protection and critical illness benefits) provide employees with the financial protection to maintain their household's financial position. The extra embedded services within group risk products help support increased engagement, productivity, health and wellbeing.

Group risk has evolved within and alongside legislation and taxation regimes which often make things more complicated than they need to be for employers. Our Budget submission concentrates on key changes which we believe are achievable, will cost little or nothing and will remove some layers of complexity, making it simpler for employers to offer these benefits to their people.

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A STAKE IN POLICY

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