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Personnel Today - Employee health benefits are more than “bells and whistles” for insurance products

By Paul White 2 Aug 2017.

Employee health benefits must be used to cut insurance costs and reduce the risk of ill health at work, argues Paul White, senior consultant at Punter Southall Health & Protection.

Wellbeing services often come as standard added-value employee health benefits provided alongside group risk and healthcare insurance products.

This includes services such as employee assistance programmes (EAPs), second medical opinions, virtual GPs, carer support, workplace health screening, and support from experts in musculoskeletal problems, cancer and cardiovascular health. These benefits are sometimes seen as non-essential add-ons or “bells and whistles”.

Although HR health professionals are familiar with these services, they are still, arguably, much under-used and there is untapped potential for their use across other departments such as risk and OH.

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