GRiD is highlighting that SMEs, advisers and insurers should not ‘assume knowledge’ on each other’s behalf, and that a truly open conversation will be significantly advantageous for both employers and their staff.

To ensure benefits and accompanying services are optimised, GRiD gives some examples of the types of discussions SMEs should be having with their adviser and insurers about group risk benefits (employer-sponsored life assurance, income protection and critical illness).

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