Whatever the result of the election, GRiD is calling on the new Government to put the outcome from the DWP/DH Joint Policy Unit’s Work, Health and Disability: Improving Lives Green Paper high on the agenda. Group Income Protection (GIP) was identified as having a key role to play in the delivery of the goals outlined in the paper to help improve the lives of employees unable to work through illness or injury and reduce the employment disability gap. In response, GRiD made the case for a number of key recommendations that it believes will have the most impact in encouraging more employers to provide GIP to their staff.

These included a Government-backed campaign to raise awareness among employers and employees that State benefits are just a safety net and additional provision needs to be made to support people unable to work through ill-health or disability. Improved Communications to help employers understand how group risk benefits can support their business. Reduced Complexity of State Benefits to help employers understand the limitations of State Benefits and the value that GIP can provide in easing long-term financial pressures for their staff, and Tax Incentives to help incentivise GIP.

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