Fit for Work, the state-funded health and work advisory and assessment service resulting from the 2011 Black/Frost review of sickness absence, has been up and running for a year – but it is yet to prove the kickstart for group income protection that some had hoped, says Edmund Tirbutt.

While some group risk experts predicted that the government endorsement of rehabilitation and early intervention in the form of its Fit for Work service would fuel demand for group income pro­tection, there is little evidence of it yet.

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