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Professional Pensions - How group risk is evolving

The group risk market is has evolved significantly over the past year. Nick Martindale looks at how providers are looking to demonstrate value and launch broader health and wellbeing initiatives

The group risk market - combining the three elements of life assurance, critical illness cover and income protection - has long been a staple of the corporate world's employee benefits strategies. According to the Swiss Re Group Watch 2016 report, the number of people covered by some form of group risk reached 11.5 million in 2015, up by 31,000 from the previous year - an increase of almost 3% - and accounted for premiums of more than £2bn.
 

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